Who am I and why did I write this book? My name is Tracy Hall and I wrote this book because I have seen the results of my negative financial experiences and the impact of my bad decisions on my family. I have also seen what can be done with my time and money by living the smart life. Even though there are some pretty famous people out there telling us what we need to do to get out of debt, they really don’t say exactly how to do that, if your income is low like most of us, common people, experience. Because of what I learned and experienced I wrote this book. My friends have made some bad financial decisions and I wanted to help them. I want to help everyone actually. The things I write about, I do so because, no one ever taught me any of it. Financial Planning and Life Lessons for The Common Person, is about how I experience financial difficulties and learned from my bad decisions. I had to learn it all on my own through a series of mistakes and failures. I want to share, with the common people who are going through, what I’ve been through. I am truly trying to make your life just a tad bit easier.
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